The Golden 1 Credit Union, at 109 W 8th Street, Hanford California, is more than just a financial institution; The Golden 1 is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1933, The Golden 1 has grown alongside the members, offering a range of services designed to meet every ... 1282 Stabler LaneYuba City, CA95993(877) 465-3361. Branch Details. The Golden 1 Credit Union Branch Locations - hours, phone, maps and more. Golden 1 Credit Union and Golden 1 Investment Services are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Golden 1 Investment Services, and may also be employees of Golden 1 Credit Union. These products and services are being offered through LPL or its affiliates, which ...Not be discriminated against because of choices regarding personal information. Have an authorized agent** submit a request on your behalf. To make a request under the CCPA, please submit the online California Consumer Request Form, call us at 1‑877‑GOLDEN 1 (1‑877‑465‑3361), or visit a branch. Contact the credit union for terms and conditions for refinancing an existing Golden 1 Equity loan. Other programs are available. Your maximum loan amount will be calculated using the combined loan-to-value of your existing first mortgage principal balance and new second mortgage according to current guidelines. If you ever suspect you have been the target of a cybercrime involving any of your Golden 1 accounts, contact our Member Service Contact Center immediately at 1-877-GOLDEN 1 (1-877-465-3361). *Message and data rates may apply. Check with your mobile provider. Following these tips will help you outsmart the scammers.Branch address, phone number, and hours of operation for The Golden 1 Credit Union at West El Camino Avenue, Sacramento CA. Name The Golden 1 Credit Union Address 2550 West El Camino Avenue Sacramento, California, 95833 Phone 877-465-3361 HoursOpen a New Account. Your session has timed out. If you have any questions or concerns, please contact us at 1-877-GOLDEN 1 (1-877-465-3361).Mar 26, 2020 ... In the effort of #SocialDistancing, we encourage you to take advantage of our convenient “bank at home” options like Mobile Deposit, ...1001 to 5000 Employees. 10 Locations. Type: Nonprofit Organization. Founded in 1933. Revenue: $25 to $100 million (USD) Banking & Lending. In 1933, our founders created a financial cooperative in Sacramento. Their vision was for hard-working Californians to pool their financial resources to help one another prosper.You can pay your Credit One Bank bill by phone, online with a checking account or debit card, or with a check by mail. Credit One Bank also accepts payments by MoneyGram or Western...About us. Golden 1 Credit Union is California’s leading financial cooperative and the sixth largest credit union in the U.S. With over $18 billion in assets and 1.1 million members, Golden 1 has ...Jan 23, 2024 ... Golden 1 Credit Union is bringing a first-of-its-kind financial resource center to Sacramento's Del Paso Heights. Those behind the project ...I help them to accomplish their financing goals, from pre-qualifications to the funding and closing of home purchases, including refinancing, cash-out transactions, and fixed second mortgage and home equity lines of credit. As your Golden 1 Home Loan Advisor I am ready to guide you, from helping you know how much you can afford to pay for a ...Do your everyday banking on the go: Deposit checks, pay bills, transfer money, and more, right from your phone.1. Make deposits from your tablet or smartphone with Golden 1 Mobile Deposit. Watch our video to see how easy it is. The Mobile app offers quick and convenient ways to move money and pay bills. Manage your Golden 1 credit and debit ...Golden 1 Credit Union is a not-for-profit financial cooperative that truly cares about its members, its employees, and the communities it serves. With more than $12 billion in assets and one million members, Golden 1 is California’s largest financial cooperative and one of the top credit unions in the United States. You are linking to an alternate website not operated by the credit union; Golden 1 is not responsible for the product, service, or overall content of the alternate website; Golden 1 does not represent either the third party or the member if the two enter into a transaction; and This high-yield checking account offers the best of both worlds – higher returns plus ultimate flexibility. Minimum $25 opening deposit. Earns dividends with a minimum daily balance of $1,000. $15 monthly fee waived if you maintain a minimum daily balance of $10,000, or you are enrolled in Golden Prestige 1. Debit card (subject to approval) Golden 1 offers several helpful online services for accessing your accounts on the go such as Online Banking, Mobile Banking, Zelle, and more.When it comes to managing your finances, choosing the right credit union is crucial. If you’re a resident of Colorado, look no further than ENT Credit Union. With its long-standing...Golden 1 Credit Union was founded in Sacramento in 1933 and is one of the largest credit unions in the country. Although it only serves California, Golden 1 has over one million members and more ...You are linking to an alternate website not operated by the credit union; Golden 1 is not responsible for the product, service, or overall content of the alternate website; Golden 1 does not represent either the third party or the member if the … This high-yield checking account offers the best of both worlds – higher returns plus ultimate flexibility. Minimum $25 opening deposit. Earns dividends with a minimum daily balance of $1,000. $15 monthly fee waived if you maintain a minimum daily balance of $10,000, or you are enrolled in Golden Prestige 1. Debit card (subject to approval) Feb 2, 2023 · Golden 1 Credit Union is a Sacramento-based nonprofit cooperative open to California residents. It offers a full suite of deposit accounts along with lending and financial education services ... Golden 1 Credit Union and Golden 1 Investment Services are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Golden 1 Investment Services, and may also be employees of Golden 1 Credit Union. These products and services are being offered through LPL or its affiliates, which ...Financing for qualified Golden 1 Credit Union members. 1% off your approved auto loan rate with a max loan term of 60 months valid only on Enterprise Car Sales vehicles purchased from 1/1/24 – 12/31/24. A loan amount of $25,000 with an APR of 6.64% and a term of 60 months would have a payment of $492.71. This offer cannot be combined …Golden 1 Credit Union. Open until 5:00 PM (877) 465-3361. Website. More. Directions Advertisement. 5050 Laguna Blvd Elk Grove, CA 95758 Open until 5:00 PM. Hours. Mon 10:00 AM -5:00 PM Tue 10:00 AM -5 ...As a not-for-profit credit union, Golden 1's personal loans. have competitive rates, and the process is fast and easy! Pay off your existing debts with your new fixed-rate personal loan. Your monthly payments on your personal loan will be reported to the credit bureaus. Making regular, on-time payments can improve your credit history.Pentagon Federal Credit Union — known to most simply as PenFed — is a popular credit union in Virginia that offers the common services that most banks and credit unions offer their...The Golden 1 Credit Union class action.” Be sure to include your name, the last four digits of your Golden 1 account number (current or former) or Social Security Number, address, telephone number, and email address. Your exclusion or opt out request must be postmarked by October 7, 2023, and sent to:Phone (916) 500-8568. FAX:(916) 733-5454. EMAIL: [email protected]. Apply Now. Check Loan Status. Get a Rate Quote.With the Golden 1 Mobile app, you can use your Android™ to easily and securely: • Pay people you know and trust using Zelle®. • Check your balance (s) • Deposit checks. • Pay your bills. • Transfer funds. • Manage alerts for your accounts. • View spending by category and monthly trends. Get started by downloading our mobile app ...Click on the "Email the Advocate Team" button below. Choose "Problem" to get started. Answer the form questions. We will reach out to you within 24 hours (excluding holidays). You can also reach us within the messaging function of Online and Mobile Banking by choosing "Member Advocacy Assistance" as the subject.For more information about MBI including costs, limitations, exclusions, and conditions or to purchase MBI, call Golden 1 at 1-877-GOLDEN 1 (1-877-465-3361). *Mechanical Breakdown Insurance is underwritten by American Bankers Insurance Company of Florida (NAIC 10111; Principal Address: 11222 Quail Roost Drive, Miami, FL 33157, 305-253 …Golden 1 Credit Union P.O. Box 15249 Sacramento, CA 95851-0249. Change Loan Payment Due Date You can change your payment due date within the same month on all closed-end loans. Payment due dates available are the 1st, 5th, 10th, 15th, 20th or 25th of the month. Please note that Line of Credit due dates are the 5th of the month and …Manage Account. All Rates. Business Online Banking. Credit Sense. Make a Payment. Mobile Banking. Move Money. Online Services. Wire Transfers.Sep 18, 2013 ... Diana Dykstra still remembers her first day at The Golden 1 Credit Union. The former Bank of America employee was hired in August 1982, ...If you ever suspect you have been the target of a cybercrime involving any of your Golden 1 accounts, contact our Member Service Contact Center immediately at 1-877-GOLDEN 1 (1-877-465-3361). *Message and data rates may apply. Check with your mobile provider. Following these tips will help you outsmart the scammers.Contact the credit union for terms and conditions for refinancing an existing Golden 1 Equity loan. Other programs are available. Your maximum loan amount will be calculated using the combined loan-to-value of your existing first mortgage principal balance and new second mortgage according to current guidelines.Golden 1 puts direct deposits in your account as soon as funds are available. What a difference two days can make! If your payday falls on a Friday and we are in receipt of your funds, you may be able to access your money as early as Wednesday. Getting started with direct deposit. Contact your employer’s payroll department and ask if direct ...With Online Banking, you’ll automatically get eNotices, for timely notification of the following events. Google Pay™: When a credit card or debit card is added or removed from Google Pay. Apple Pay®: When a credit or debit card is added or removed from Apple Pay. Checking: Notices concerning an overdrawn balance.For many years credit unions have enjoyed a reputation as a friendlier alternative to big banks. Look closer and you'll find things aren't so simple.… By clicking "TRY IT", ...Paper Copies. You may obtain paper copies of any of the Online Statements and Notices the Credit Union provides to you electronically by sending your written request to The Golden 1 Credit Union, P.O. Box 15966, Sacramento, CA 95852-0966 or by calling us at 1-877-GOLDEN 1 (1-877-465-3361) or logging on to your online account at golden1.com.I help them to accomplish their financing goals, from pre-qualifications to the funding and closing of home purchases, including refinancing, cash-out transactions, and fixed second mortgage and home equity lines of credit. As your Golden 1 Home Loan Advisor I am ready to guide you, from helping you know how much you can afford to pay for a ...Golden 1 Credit Union. @golden1cu ‧ 1.55K subscribers ‧ 85 videos. Official YouTube for Golden 1 Credit Union. California's leading credit union. We deliver financial solutions with …The Golden 1 Credit Union, at 1330 Florin Road, Sacramento California, is more than just a financial institution; The Golden 1 is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1933, The Golden 1 has grown alongside the members, offering a range of services designed to meet every ...With our Courtesy Pay Program. Golden 1 knows that unforeseen expenses come up that may leave you short on funds. Our Courtesy Pay Program can help. Courtesy Pay provides overdraft protection when the available balance in your checking account is insufficient to cover a transaction. There is no fee to enroll and with a Golden 1 checking … 13.04% - 19.04% APR*. See Pricing and Fee Detail. A low-rate card that empowers you to pay down balances faster or to consolidate debt from other cards. Our Lowest Rates. No Balance Transfer Fees 1. $0 Annual Fee. Apply Now. Learn More >. Add to Compare. Golden 1 Credit UnionA Union Plus Credit Card is a flexible way to make purchases and build your credit rating, but it’s essential to make your payments in a timely manner. Learn how to make a Union Pl...To qualify for the maximum closing cost credit of $5,000, you must be a Golden 1 member for at least 90 days at the time of final loan approval and have an income at or below 100% of the AMI or 120% in high-cost areas, plus have direct deposit or Bill Pay, or make 5+ transactions per month to a Golden 1 deposit account in the most recent month ... Whether you're buying your first home, upgrading to your dream home, relocating, or purchasing an investment property, Golden 1 Home Loans™ has a loan to help you achieve your goal. We offer competitive interest rates, fixed and adjustable-rate loans, low down payment options, and jumbo loans for purchasing higher value properties. Not be discriminated against because of choices regarding personal information. Have an authorized agent** submit a request on your behalf. To make a request under the CCPA, please submit the online California Consumer Request Form, call us at 1‑877‑GOLDEN 1 (1‑877‑465‑3361), or visit a branch.ENT Credit Union is a leading financial institution in Colorado, offering a wide range of banking services to its members. Whether you’re looking for a loan, a credit card, or simp...Donna Bland joined Golden 1 Credit Union in 1994 and was named President and CEO in 2010. She formerly served as Chief Financial Officer and Vice President, Controller, and has over 30 years of financial services experience. Under her leadership, Golden 1, one of the nation’s largest credit unions, has tripled its assets and doubled its ...The Home Loans Center is located at 4555 Hopyard Road, Suite C-13, Pleasanton, and is open Monday – Friday 9 a.m. to 4 p.m. and by appointment. Founded in 1933 and serving all those who live or work in California, Golden 1 Credit Union has grown to be one of the largest credit unions in the United States with more than $12 billion in …To provide our members with the most effective and secure access to online account information, Golden 1 Credit Union continually upgrades our online services. As new features and enhancements are added to Online Banking, older browsers and operating systems fail to support these changes. Golden 1 supports the two most recent public …Annual rankings utilize Market Intelligence's profitability and growth data and introduced a new category highlighting banks by region NEW YORK, M... Annual rankings utilize Market...I request and authorize Golden 1 Credit Union to remove me from the Courtesy Pay program on my checking account. I understand without the protection of Courtesy Pay, or any other overdraft protection services offered by Golden 1, item(s) presented for payment on my account drawn against insufficient funds will be returned unpaid, and an …Golden 1 puts direct deposits in your account as soon as funds are available. What a difference two days can make! If your payday falls on a Friday and we are in receipt of your funds, you may be able to access your money as early as Wednesday. Getting started with direct deposit. Contact your employer’s payroll department and ask if direct ...The Golden 1 Credit Union, at 1560 Third Street, San Francisco California, is more than just a financial institution; The Golden 1 is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1933, The Golden 1 has grown alongside the members, offering a range of services designed to meet ...Golden 1 Credit Union P.O. Box 15249 Sacramento, CA 95851-0249. Change Loan Payment Due Date You can change your payment due date within the same month on all closed-end loans. Payment due dates available are the 1st, 5th, 10th, 15th, 20th or 25th of the month. Please note that Line of Credit due dates are the 5th of the month and …Golden 1 Credit Union is a trusted financial partner that provides banking solutions for members. Visit golden1creditunion.com to learn more and join online.Click on the "Email the Advocate Team" button below. Choose "Problem" to get started. Answer the form questions. We will reach out to you within 24 hours (excluding holidays). You can also reach us within the messaging function of Online and Mobile Banking by choosing "Member Advocacy Assistance" as the subject. Come out to Golden 1 Center to cheer on your NBA home team. Buy your tickets in the Member Discount Ticket Portal. Sign on to Online Banking and Select Member Benefits under the Self Services tab. Get your Promo Code. Select your games, buy tickets, and enjoy Kings basketball action in person. It pays to be a Golden 1 member and Kings fan! The upgraded card now earns 3x points in a rather generous travel and entertainment category and 2x points on all other purchases. Navy Federal Credit Union has announced a compreh...Jul 28, 2023 · Golden 1 Credit Union is granting $10 million to support economic development for the Del Paso Heights neighborhood. ````` When I saw the above posting, I thought, $10 million dollars could be used by Golden 1 to Help it's members, lower rates, provide better service, etc., etc. I am now thinking that Golden 1 took an 'Equity ...HOUSTON, March 14, 2023 /PRNewswire/ -- SMA Technologies, a leading provider of automation solutions for financial services and the maker of OpCon... HOUSTON, March 14, 2023 /PRNew...Jan 30, 2024 · Golden 1 Credit Union savings overview. The Regular Savings Account establishes you as a member of Golden 1, and it requires only $1 to open and has no monthly maintenance fee. The account offers ... Golden 1 Credit Union. 60,560 likes · 697 talking about this · 1,226 were here. Golden 1 Credit Union is California’s leading financial cooperative and the sixth largest credit union in the U.S....The Golden 1 Credit Union, at 4430 Florin Road, Sacramento California, is more than just a financial institution; The Golden 1 is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1933, The Golden 1 has grown alongside the members, offering a range of services designed to meet every ...Do your everyday banking on the go: Deposit checks, pay bills, transfer money, and more, right from your phone.1. Make deposits from your tablet or smartphone with Golden 1 Mobile Deposit. Watch our video to see how easy it is. The Mobile app offers quick and convenient ways to move money and pay bills. Manage your Golden 1 credit and debit ...You are linking to an alternate website not operated by the credit union; Golden 1 is not responsible for the product, service, or overall content of the alternate website; Golden 1 does not represent either the third party or the member if the …Both Navy Federal and USAA serve millions of veterans and military personnel. Here's a breakdown of the key differences for your needs. There are special banking opportunities for ...The Golden 1 Credit Union scholarship program provides credit union members and their dependents financial assistance, valued at up to $20,000 per student, for full-time students who plan to attend accredited, nonprofit two-year community colleges or four-year colleges and universities in California. Students received awards based on their ...Build or improve your score today! It's easy to enroll in Credit Sense. Simply sign on to Golden 1 Mobile or Online Banking, tap “Check My Score,” and complete the quick enrollment process. You can start getting the benefits right away! Build your credit. 9 in 10 Americans have an established credit history.**.1282 Stabler LaneYuba City, CA95993(877) 465-3361. Branch Details. The Golden 1 Credit Union Branch Locations - hours, phone, maps and more.The Home Loans Center is located at 4555 Hopyard Road, Suite C-13, Pleasanton, and is open Monday – Friday 9 a.m. to 4 p.m. and by appointment. Founded in 1933 and serving all those who live or work in California, Golden 1 Credit Union has grown to be one of the largest credit unions in the United States with more than $12 billion in … You are linking to an alternate website not operated by the credit union; Golden 1 is not responsible for the product, service, or overall content of the alternate website; Golden 1 does not represent either the third party or the member if the two enter into a transaction; and Your account transactions for the past 90 days are displayed in the Mobile Banking app. Online Banking. Your account transactions for the past two years are displayed in Online Banking. In … Don’t hesitate to contact us. We’re always happy to help. You can reach our Member Service Contact Center at 1‑877‑GOLDEN 1 (1‑877‑465‑3361). • Monday – Friday: 7:30 a.m. to 6:00 p.m. • Saturday – Sunday: 9:00 a.m. to 5:00 p.m. Find our network ATMs and Branches near you. Come out to Golden 1 Center to cheer on your NBA home team. Buy your tickets in the Member Discount Ticket Portal. Sign on to Online Banking and Select Member Benefits under the Self Services tab. Get your Promo Code. Select your games, buy tickets, and enjoy Kings basketball action in person. It pays to be a Golden 1 member and Kings fan!Sep 7, 2023 · Find The Golden 1 Credit Union Credit Union Near Me from 62 branches using your current location or from any U.S. address. San Francisco is one of the most popular cities in the US and as such, there are some unique things to do only in San Francisco and nowhere else Sharing is caring! From Golden Gate...Golden 1 Credit Union Teams Up with iGrad to Offer the Enrich Personalized Financial Wellness Program to Its Members Enrich is used by more than 20,000 employers and more than 300 financial institutions nationwide, with artificial intelligence technology that engages each user with the most relevant content based on their unique financial …Pentagon Federal Credit Union — known to most simply as PenFed — is a popular credit union in Virginia that offers the common services that most banks and credit unions offer their...PO Box 15249. Sacramento, CA 95851-0249. You may authorize Golden 1 to automatically make credit card payments from your Golden 1 checking account. Return the completed Visa Credit Card Automatic Transfer Loan Payment: US Mail: Golden 1 Credit Union. Attn: Card Operations. PO Box 15966. Sacramento, CA 95852-0966. Fax: (916) 288-6859.
Phone numbers: General Inquiries. Member Service Contact Center: 1 (877) GOLDEN 1 / 1 (877) 465‑3361 • Monday – Friday: 7:30 a.m. to 6:00 p.m. Pacific Time • Saturday – Sunday: 9:00 a.m. to 5:00 p.m. Pacific Time. Holiday Schedule If our toll-free Member Service Contact Center number is unavailable when calling internationally, use 1 ... . Where can i watch humans
Build or improve your score today! It's easy to enroll in Credit Sense. Simply sign on to Golden 1 Mobile or Online Banking, tap “Check My Score,” and complete the quick enrollment process. You can start getting the benefits right away! Build your credit. 9 in 10 Americans have an established credit history.**.The Golden 1 Credit Union, at 304 Soscol Avenue, Napa California, is more than just a financial institution; The Golden 1 is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1933, The Golden 1 has grown alongside the members, offering a range of services designed to meet every …A chip shop owner has vowed to fight for his mural which features a smartly dressed fish waving a flag. Chris Kanizi, who runs the Golden Chippy in Greenwich, was ordered to …With major instability in banking and unprecedented failures and buy-outs, it may feel like the only safe place to put your money is under your pillow. While even through buy-outs ...The Golden 1 Credit Union, at 1040 East Cypress Avenue, Redding California, is more than just a financial institution; The Golden 1 is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1933, The Golden 1 has grown alongside the members, offering a range of services designed to meet ... Whether you're buying your first home, upgrading to your dream home, relocating, or purchasing an investment property, Golden 1 Home Loans™ has a loan to help you achieve your goal. We offer competitive interest rates, fixed and adjustable-rate loans, low down payment options, and jumbo loans for purchasing higher value properties. Buy your tickets in the Member Discount Ticket Portal. Sign on to Online Banking and Select Member Benefits under the Self Services tab. Get your Promo Code. Select your games, buy …Golden 1 Credit Union. Open until 5:00 PM (877) 465-3361. Website. More. Directions Advertisement. 5050 Laguna Blvd Elk Grove, CA 95758 Open until 5:00 PM. Hours. Mon 10:00 AM -5:00 PM Tue 10:00 AM -5 ...Golden 1 Credit Union P.O. Box 15249 Sacramento, CA 95851-0249. Change Loan Payment Due Date You can change your payment due date within the same month on all closed-end loans. Payment due dates available are the 1st, 5th, 10th, 15th, 20th or 25th of the month. Please note that Line of Credit due dates are the 5th of the month and …Oct 25, 2022 ... With Golden 1 Home Loans you get low rates and expert home loan advisors. We'll help you get into your perfect home at Golden 1 Credit Union ...Golden 1 offers several helpful online services for accessing your accounts on the go such as Online Banking, Mobile Banking, Zelle, and more.Jul 3, 2018 · The Ichinomiya Tanabata Festival is held in Ichinomiya City, Aichi Prefecture, which is located between Nagoya and Gifu in central Japan. Taking place from the last Thursday to the last Sunday of July, the festival attracts approximately 1.3 million visitors every year. 2016 marks the 61st celebration of the festival, which will be held from ... PAY YOUR BILLS ON TIME AND EASILY. Automate your payments with Bill Pay 1. Golden 1's online bill payment service puts you in control. You can receive and pay bills, schedule recurring payments, and track your payment history. To get started, sign on to Mobile or Online Banking. Complete a few easy steps and you're enrolled. Jonathan Marchessault scored 49 seconds into overtime and the Vegas Golden Knights beat the St. Louis Blues 2-1 Monday night for their third straight win. Pavel Dorofeyev …PO Box 15249. Sacramento, CA 95851-0249. You may authorize Golden 1 to automatically make credit card payments from your Golden 1 checking account. Return the completed Visa Credit Card Automatic Transfer Loan Payment: US Mail: Golden 1 Credit Union. Attn: Card Operations. PO Box 15966. Sacramento, CA 95852-0966. Fax: (916) 288-6859. If you need to mail a deposit, payment, paperwork or letter to Golden 1, please use one of the following mailing addresses: New Accounts & General Inquiries: Golden 1 Credit Union. P.O. Box 15966. Sacramento, CA 95852-0966. Credit Card Payments: Golden 1 Credit Union. PO Box 15318. The Golden 1 Credit Union, at 8945 Cal Center Drive, Sacramento California, is more than just a financial institution; The Golden 1 is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1933, The Golden 1 has grown alongside the members, offering a range of services designed to meet ...While most financial institutions will charge fees for things like overdrafts or returned checks, it is possible to find banks and credit unions that offer checking accounts with n...Three ways to celebrate Black History Month 2023. In the spirit of Black History Month, we’re sharing three ways we’re reflecting on Black history’s impact on American and world history and how we can apply it to our future. Welcome to the new blog by Golden 1 Credit Union featuring financial wellness articles, community updates, and more!As a The Golden 1 Credit Union member, you have access to a comprehensive suite of financial services designed to empower your financial journey. The Golden 1 is committed to providing personalized, member-centric solutions to help you achieve your financial goals, whether it's saving for a dream home, securing a car loan, ….